Medical Tourism is Becoming More and More of a HealthCare Option

Posted on 15 March 2009 in Uncategorized by admin

Patients can save as much as 80 percent on procedures done by medical professionals often educated and trained in the United States at hospitals increasingly accredited for meeting U.S.-like standards.

An estimated 150,000 people traveled abroad last year for medical treatment, and the number is expected to double by 2010, said Josef Woodman, author of “Patients Beyond Borders: Everybody’s Guide to Affordable, World-class Medical Tourism.” Nearly half had medically necessary surgeries, such as hip replacements or spinal work, heart surgeries, even cancer treatment.

The book, released in March, tells how patients can save 25 percent to 75 percent on anything from LASIK eye repair to neurosurgery by traveling outside the United States.

Health-industry representatives said U.S. healthcare costs more, in part, because of skyrocketing medical-malpractice insurance and the higher wages and benefits paid to hospital workers.

Costs are high, said Woodman in a telephone interview, “because Americans demand from cradle to grave the most expensive treatment, the most extensive testing.”

He said the American healthcare system is “stuck” because insurance companies are dictating what can and can’t be covered, and consumers are unable to negotiate direct payment to providers.
A longtime surgeon and clinical professor for UC San Francisco’s Fresno-based medical education program, said that while he has been all over the world and knows there is great medical care available, he advises caution.

He said there are also plenty of Third World countries with hospitals and doctors that don’t meet U.S. guidelines and restrictions but offer huge discounts. Hospitals here have to meet certain standards, he said.

Those who choose to go abroad? “I think it is probably dangerous, and you are probably taking a risk with your life. I think you should find a way to get it done at the good hospitals in town,” Parks said.

Woodman has traveled abroad for his own care. He went to Costa Rica for dental work — a root canal, implants and follow-up care — after looking at several other countries. He said he saved about $2,000.

The key to a good experience, he said, is to do your homework, find out about the doctors, try to interview them beforehand, and then ask about success rates and find out about the facility. “If they don’t speak English, then move on.”

Interest in traveling abroad for medical treatment has spawned a new industry: medical tourism. Companies are playing the role of travel agent and medical-care coordinator and linking American patients with overseas hospitals for a fee.

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Pare Down Your Metal Objects for Airport Security

Posted on 2 March 2009 in Uncategorized by admin

In your travels – at airports , and train stations you will wish that your travels are as prompt , quick and easy as need be.  Even as an escort alone take care to think of what to wear and not to wear when it comes time for security checks.  Have you ever known an aircraft to be held back for one passenger being delayed at the screening area or at customs ?   If you are on way for medical treatment or acting as an escort – you will have tests , procedures and hospitality and accommodations all in place – set by date and reserved.  Why complicate matters unnecessarily ?

First thing first – think like a metal detector.  Ensure that there are no metal objects on your person or clothing  or as little as need be.   Items such as coins  and metal buckles on belts and shoes are widely thought of .  Ditto that for coins.  However there are other items which may not be thought of  – pens , heavy boots with metal inside ( heavy soled workboots , expensive shoes are two types of footwear which may well have metal in them)   Lastly on the list do not forget other items with metal in them – pens ,  clothes with metal studs and even bras with metal frames in them.

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Is Medical Tourism Only Overseas Travel ?

Posted on 27 February 2009 in Uncategorized by admin

It is an interesting point or points of view or what might call perspectives.

Medical tourism or “medtravel”  or  “medical tourism / medtravel”  often is not most times refers to people , patients or their families traveling to far off , what were once backward third world places , to get medical treatment or medical treatments which they either cannot afford to get “back home”  or are too far down the list or que.

Medical tourism can now refer to medical treatment in the good old USA.

It is now accident that often the most wealthy and powerful come to the US for treatment.

The choice of oil rich sheiks , with no shortage of cash and money to burn , – ever,  used to be “private British ” health care clinic or private British hospitals.  It was closer and more familiar to the colonial past .  However , or in spite of this many of the wealthiest people in the world now routinely , as a matter of course , to American hospitals for their medical care – be it John Hopkins , the Mayo Clinic , Sloane-Kettering or a myriad of others.

In addition to that many who holiday in the US – say for warmer Florida in the winter are already there , so to speak.  Travel costs are already covered , as well as a stay away from home in nice surroundings.  Even friends or family can visit for a stay – and have minimal costs .  Hence these areas , Florida included , have incurred a resulting boom in medical care to those who are not their direct population and citizenry.

These too can be termed “medical tourism”  or medical tourism medtravel even home in the USA.

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Planning Ahead in Case of Complications of Medical Tourism Procedures Therapies

Posted on 10 February 2009 in Uncategorized by admin

One concern regarding what is called “medical tourism”  or  alternatively “medtravel” is the cost of  medical complications.

Complications can occur following any medical treatment , treatments or procedures.  It is of course a matter of numbers and stats.  It is not only  nosocomial or hospital borne infections that are of issue here. Complications resulting from medical treatments and therapies do occur on a predictable basis.  Nosocomial infections just by themselves are estimated at a rate of 5 to 10 % of therapies and treatments.  With enough time and patients medical complications do occur in some treated patients.  It is not unlike the computer information technologies adage concerning replacements of hard drives and  a regime of data backups.  It is not a matter of if it is a certainty. It is a question of when.

To this purpose it is first of all important to choose a reputable overseas medical facility with not only a good record , but good access for communication and at least some overseas ( in the industrialized world ) trained specialist medical and support staff.

This way if problems do occur quick and effective two way communications can be afforded.

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Check before therapy if your health care medical plan will cover or not cover emergency problems.  It is highly unlikely that you will be put on a plane back to the health care facility both from a cost standpoint and logistical standpoint – you will hardly be in  a state to travel.

If you are actually being sent by your medical health care insurance plan for quicker or less expensive medical care this should not be an issue – there are legal and insurance concerns here for the carrier.  If you are having your travels professionally arranged – then the agency or service may arrange at home complication follow up care as a matter of course and procedure.  Lastly if you are being covered by yourself check ahead of time if your health care insurance carrier will cover this care if need be or will call it  a “pre-existing condition ” of sorts and not their direct responsibility .  If you are self insuring through your own resources make sure that you have not stretched out your financial resources to the hilt and have no financial or medical backup what so ever.

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Travel Insurance – Does it Cover Events of Terrorist Attacks

Posted on 25 December 2008 in Uncategorized by admin

It may seem to be an odd concern in relation to travel of the question of how your travel insurance does or does not protect you in the case of terror and terror attacks.

It can be said that overall your chances of being affected by a terror or terrorism attack are remote. This is true. However there may be additional effects of a terrorism attack not only on the direct victims but on travelers who are in the country of the place of attack or even other countries.

You, your travel companions or even the country that has the attack may not directly lie in your path. Yet your trip either at the point of destination or even way by points may be directly affected. You need not have been in Mumbai or even India itself to have had your travel plans greatly affected.

For example your medical treatment may have been assigned a certain date and yet due to the attacks you find that all air travel are grounded.

Does your travel insurance cover such for events for cancellations or delays? Are additional hotel and travel costs covered? Will any replacement travel fares or future trips for this purpose assigned covered or will it all come under the clauses of “not covered due to acts of war or terrorism “or some other “acts of …” coverage.

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Medical Travel to the Dead Sea

Posted on 30 September 2008 in Uncategorized by admin

It is not only a matter of cost or jumping the “que”  that can often be a determinant positive factor in medical tourism .  Often as well it can be specific or unique medical treatment or treatments that may play the most important determining factor alone.  Take for example the unique healing qualities of dead sea “mud”.

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For millennium the dead see mud was known to have health benefits.  This earth from the dead sea can has the highest concentration of salt and minerals known in the world.  The dead sea area is the lowest part of the world.  Being so low it is downright hot.  Moisture evaporates out of the water of the dead sea.  There is no outlet for the water to drain to.  Its one giant sink hole.  The high salinity ( of the extreme) will osmotically draw the toxins out of patient’s bodies.  People with skin diseases such as psoriasis have been known to greatly benefit from the dead sea spa treatments and flock to this area.  The testaments of psoriasis sufferers who have travelled to the dead sea attest to this.   In addition to this patients with respiratory problems such as  asthma and cystic fibrosis seem to benefit from treatment with dead sea water and mud as well

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Medical Treatment Costs – A Relative View

Posted on 14 September 2008 in Uncategorized by admin

 

                    To many overseas , or even in Canada , the concept of not being provided with medical care – uninsured or not insured , or not being able to afford medical care may sound unlikely or even preposterous.   Yet it is the sad fact for many in the United States.  On top of that health care costs themselves in the U.S. compared to other places are relatively much higher.   This is said to be the result of many causes – not one in themeselves.    It costs money to run a business – especially in the states.  Doctors not only have to be paid relatively large pay scales compared to the U.K., Europe and Canada and yet their costs are not small .   Doctors have to pay substantial costs for health care insurance due to the plague or almost an industry of lawsuits against them.  It is said that having 2 lawyers in a town increases the total costs of legal services and  total services used immensely .  Imagine a whole industry based on seeking lawsuits against medical practitioners.  Its defensive medical system at its finest.  On top of that add other costs – costs of modern equipment , running a hospital often with unionized staff .  On more point is the cost of administration – both in the medical insurance plans and companies for administration and non payment and collection of bills to doctors.

                    What is interesting is that even though patients and health care consumers in other countries with socialized or public health care believe all in all that their healthcare is “free”  even though they may be subsidizing it greatly with tax dollars either specifically collected for that purpose or from general tax accounts – from say gasoline taxes or income taxes.

                  Even though these citizens may be astounded that someone in America will gladly pay for medical treatment in their countries the actual consumer may see it as a tremendous bargain and value when all costs are counted up.   Its similar to a Canadian citizen making a special trip to farwaway Texas or Florida to purchase a automobile to bring it back to Canada.  Even though the car may be manufactured in Canada under free trade Nafta rules when it is all said and done they may be greatly ahead in the bargain – even when including travel as well as other costs.  To boot they even get a sort of vacation away from home during the cold Canadian winter.   The Canadian car industry may not like it , however you cannot  “have your cake and it too”.  If these local north american industries wish to benefit from the economies of scale that a free larger market provides for , they cannot pick and choose what rules and procedures they wish to follow and which they don’t.  The only people in the equation who may be perplexed may well be the customs officers at the Canadian border who when finding that even when the rules are followed , they cannot stop the process.  It is all perfectly legal and proper.  If the customs agent was not suave enough to use those same rules – and even contacts to obtain a similar bargain that is their issue and not one of the thorough and determined modern consumer.

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<p><a href=’http://www.groundreport.com/article.php?articleID=2872902&offset=2′>GroundReport | Malaysia | Medical Tourism an extra advantage to …</a> – As healthcare becomes increasingly expensive, savvy patients are now looking to Medical Tourism as a cost-effective alternative to receiving medical treatment and Malaysia stands out to be the best option available. …</p>
<p><a href=’http://malaysiahotelnews.blogspot.com/2008/11/medical-tourism-feeling-slight-pain.html’>Malaysia Hotel News: Medical tourism feeling slight pain from turmoil</a> – Mahkota Medical Centre Sdn Bhd chief executive officer Francis Lim was of the view that Malacca could gain from the slowdown. “We may benefit as we still have price advantage over Singapore … unless Singapore adjusts their prices …</p>
<p><a href=’http://www.buzzle.com/articles/the-danger-of-medical-tourism.html’>The Danger of Medical Tourism!</a> – What can appear to be an attractive and relatively cheap prospect for those considering some form of plastic surgery, can often turn into an expensive nightmare. The perils of medical tourism. The Danger of Medical Tourism!.</p>
<p><a href=’http://medicalnewstodayblog.blogspot.com/2008/11/wellpoint-pilot-program-will-provide.html’>Medical News Today: WellPoint Pilot Program Will Provide Coverage …</a> – “It allows the customers to have choice,” Hashmi said, adding, “Certainly the cost difference is striking enough for some procedures.” According to the Star, the proliferation of medical tourism programs like WellPoint’s could “create …</p>
<p><a href=’http://indolac.wordpress.com/2008/11/25/medical-tourism-to-india-all-expenses-paid/’>Medical Tourism to India, All Expenses Paid</a> – In January, Serigraph Inc., a West Bend, Wis., manufacturer, will become the first US company of any size to embrace medical travel or medical tourism, offering employees the option of having certain nonemergency operations, …</p>

 

 

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It Is Possible to Dispute Health Insurance Decisions for Medical Tourism Costs

Posted on 22 March 2007 in Uncategorized by admin




Often patients get very frustrated waiting in medical treatment queues. Who needs this they say. On top of this the mental turmoil of waiting in the medical treatment queue can cause needless mental turmoil and much worse patient treatment outcomes.

However in some cases the medical insurance administration will refuse to pay costs for overseas or out of country medical treatment – deeming that such treatment is “unnecessary” , “not essential” or even a vacation by the patient.

I t can often be said that medical insurance administrators see them themselves not as providing essential levels of medical care but rather as parcels out or controllers and allocators of limited resources. On top of that as the resources become less and less even more medical administration is needed , not less , ” to dole out the limited resources”.

However a U.K. woman has won a three year legal battle with her local medical insurance agency to force the local NHS Health Trust to pay for her medical treatment abroad- an enforced reversal of their stated judgment.

This decision and judgment can well form the basis of precedents of further claims for medical tourism treatment costs , especially in daunting potential life threatening illnesses – such as cancer – where time is of the greatest essence.

In this case the patient was told that the time frame for a simple scan of her back would be approximately one year.

T he patient picked up and had the relatively simple procedure done at a private clinic in another E.U. country. Attempting reimbursement for the approximately $ 700 scan – the claim was refused , resulting in a three to four year legal battle.

In the end the NHS Health Care Trust relented and agreed to pay both legal and medical costs.

Thus a precedent has been set in both medical , legal and medical tourism venues.

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Travel Medical Tourism – Will Your Charge Card Cover Your Travel Insurance Needs

Posted on 12 March 2007 in Uncategorized by admin



The question is often asked – should I purchase extra travel insurance if my charge card offers travel insurance – often at no cost.

It never hurts to be careful and cautious. The costs of travel for medical care are not small. Often you we will be traveling to non tourist spots at off peak – but high travel costs.

It is not as if you can pick your time of illness or treatment. During peak tourist seasons a traveller can often pick up deals on charter flights and lodgings. Not so in many cases of medical tourism. On top of that your return may be delayed due to complications or delays in treatment. That charter flight with its deal price is not going to sit on the runway for you , or your loved one who is seeking medical treatment abroad.

Often your air tickets may be non refundable as well. Cancellation and interruption travel insurance may be more than a good idea. Does you charge card insurance cover it . Do a thorough job of research. It is best to do the original insurance contract . This may be available online freely or you may have to ask the credit card company for it – this can be done by a toll free number or mail. Best to stay away from the glossy brochures that you will find at your financial institution – they may not comprehensive or legally binding. For valid legal reasons it is always best to go to the actual contract .

One last point. Often travel insurance does not cover ” preexisting conditions”. For example if you or your loved one is travelling for cardiac treatment and you run into problems or delays due to treatment for the cardiac conditon, then under these clauses the insurance company can deem the illness as preexisting and therefore not have to pay you for the claim to reimburse the extra airfare you incur.

It is always best to ask beforehand . As well receive all answers in writing . Retain these documents in a safe place for ready access.

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