Planning Ahead in Case of Complications of Medical Tourism Procedures Therapies
One concern regarding what is called “medical tourism” or alternatively “medtravel” is the cost of medical complications.
Complications can occur following any medical treatment , treatments or procedures. It is of course a matter of numbers and stats. It is not only nosocomial or hospital borne infections that are of issue here. Complications resulting from medical treatments and therapies do occur on a predictable basis. Nosocomial infections just by themselves are estimated at a rate of 5 to 10 % of therapies and treatments. With enough time and patients medical complications do occur in some treated patients. It is not unlike the computer information technologies adage concerning replacements of hard drives and a regime of data backups. It is not a matter of if it is a certainty. It is a question of when.
To this purpose it is first of all important to choose a reputable overseas medical facility with not only a good record , but good access for communication and at least some overseas ( in the industrialized world ) trained specialist medical and support staff.
This way if problems do occur quick and effective two way communications can be afforded.
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Check before therapy if your health care medical plan will cover or not cover emergency problems. It is highly unlikely that you will be put on a plane back to the health care facility both from a cost standpoint and logistical standpoint – you will hardly be in a state to travel.
If you are actually being sent by your medical health care insurance plan for quicker or less expensive medical care this should not be an issue – there are legal and insurance concerns here for the carrier. If you are having your travels professionally arranged – then the agency or service may arrange at home complication follow up care as a matter of course and procedure. Lastly if you are being covered by yourself check ahead of time if your health care insurance carrier will cover this care if need be or will call it a “pre-existing condition ” of sorts and not their direct responsibility . If you are self insuring through your own resources make sure that you have not stretched out your financial resources to the hilt and have no financial or medical backup what so ever.
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