Medical Tourism – Good Idea or Not ?

Posted on 2 January 2012 in Uncategorized by admin

If you wouldn’t drink the water in some foreign countries, why would you consider going overseas for a risky procedure—with a doctor you’ve never even met?
First of all, we’re not talking backroom surgery here. More than 400 health-care organizations in 47 countries are accredited by the international division of the Joint Commission, the same nonprofit that accredits U.S. health-care facilities. In addition, many top American programs have aligned with international clinics: Harvard Medical School Dubai Center is a prime example. In general, it isn’t all that hard to find a doctor overseas who follows U.S. standards, and if you’d prefer, who was trained at a medical school in the U.S.

It still seems like a risk. So why do it?
The savings can be staggering. Prices obviously vary widely by country and procedure, but according to the nonprofit Medical Tourism Association, or MTA (medicaltourismassociation.com), you can save anywhere between 20 to 80 percent of the cost you would otherwise incur in the U.S. For instance, the price of LASIK surgery in America for both eyes averages $4,400 total. In Costa Rica, on the other hand, it’s just $1,800; India, $500; and Malaysia, $477.*

Will my insurance still pay for medical work done overseas?
Elective procedures aren’t typically covered anyway, so that doesn’t change. But some corporations are starting to encourage their employees to go abroad for surgeries that are covered by insurance because it saves them money. Many large companies are actually self-insured except for the most catastrophic medical costs; they typically pay the first several thousand dollars of an employee’s claim, with the insurance provider picking up the rest. It’s obviously very much to the company’s advantage if its employee gets his heart bypass done in, say, India, where it costs an average of $5,200, rather than in the U.S., where it runs $144,000. “The company sometimes pays for air travel for the patient and a companion,” says David Boucher, the president of Companion Global Healthcare (companionglobalhealthcare.com), which is a subsidiary of BlueCross BlueShield of South Carolina and works with companies and individuals to set up medical-tourism trips. “Some will share the savings of the procedure with the patient, too.” Case in point: Boucher says that the Blue Lake Casino in California actually gives its employees 10 percent of the savings as an incentive to travel abroad for treatment. So if an employee needs a $50,000 hip replacement, for example, then by going to Thailand, where the cost is only $7,879, he would not only have his deductible fee waived, but he’d also get to pocket $4,212—or 10 percent of the $42,121 saved.

But for surgeries that aren’t covered by insurance, the savings all belong to the patient, right?
Yes, and that’s why cosmetic, dental, bariatric (obesity), and orthopedic surgeries are the most commonly performed overseas, according to Renée-Marie Stephano, president of the MTA. People are traveling for pricey checkup procedures, too: In Mexico, for instance, a colonoscopy not covered by insurance would cost just $800, versus $3,080 in the U.S.

Don’t miss these Travel stories
Image: TSA security checkpoint line
AP file
Holiday travel: not so hellish after all?

Getting ready to brave the teeming masses at the airport later this week? Turns out you may need less courage than you might think.
Southwest mix-up leaves 9-year-old stranded
Traveler reunites lost photos with owner
14 essential stops in Stieg Larsson’s Stockholm
Jinx! Items you can’t leave behind when traveling

There’s also a fringe benefit to overseas health care: the trip itself. Say that you need dental implants on four teeth. If you stay home to get them, the approximate cost is $2,800 per tooth, and you’ll likely spend your two-day recovery slumped on the couch watching TV. In Costa Rica-one of the most popular overseas destinations for dental work-the implants cost just $900 per tooth. You can fly to San José, have the procedure, rest up in a hotel, and then head off on a weeklong cruise to spot monkeys and see the jungle. Even after the cost of a cruise (from $2,399 for seven days, windstarcruises.com), the flight (about $500), three nights’ stay in a hotel in San José (about $400 altogether), and the surgery ($3,600)-a total cost of $6,899-that still beats paying $11,200 for the procedure in the U.S. and hanging in your living room watching reruns.

How do you plan a trip like this? Can you do it on your own, or are there tours for this kind of “vacation,” too?
Are you going to call your travel agent and say, “Book me a nose job”? Not likely. But if you are an experienced traveler and know exactly where you want to go, DIY is an option. “Some hospitals have international-patient coordinators,” Stephano says. “You can call the facility, get options, and organize the trip on your own.” That said, if there was ever a time to enlist the help of a professional, arranging for surgery in a foreign country is definitely it. The MTA website lists 33 medical-travel facilitators—also known as brokers, agents, or concierges—based in the U.S. and abroad who specialize in setting up medical trips overseas. They can help you pick the best place to go for your procedure, contact the doctor and hospital, get a price proposal, transfer your medical records, arrange for visas, even set up transportation, hotels, and an escort, if you need them. Their expertise will cost you—Companion Global Healthcare, for example, charges a flat fee of $700—but the peace of mind may be worth it.

Whether you go on your own or use a facilitator, it’s particularly important to check the credentials of the surgeon yourself: Ask about her record with the type of surgery you’re considering; check her ability to explain things in English (on a phone call or via Skype); and get a clear understanding of the services, risks, and expectations. It’s also a good idea to contact some of her former patients for testimonials and—in the case of cosmetic surgery—before and after photos.

What about recovery and follow-up care?

Well, you won’t be able to go river rafting after getting a knee replacement, and your doctor will likely forbid both sun exposure and alcohol after cosmetic procedures. But that doesn’t mean you can’t relax at a resort or on a cruise ship. The length of your flight is something else to consider. Surgery increases the risk of blood clots, which can be dangerous on flights over four hours long. The American Society of Plastic Surgeons advises people to wait at least seven days after surgery before flying.

It’s particularly important to see your doctor at home before you get on the plane, both to make sure you’re fit for the trip and to inform him that you’re undergoing treatment. You don’t want to be in a situation where you arrive home and have to confess: “Guess what, Doc?!”

http://www.msnbc.msn.com/id/45702566/ns/travel-news/t/medical-tourismis-it-worth-it/#.TvRRB1bIbfs

MMedsolution Medical Tourism Resource On-line
http://mmedsolution.com/

Costa Rica Aims To Be Among Top Of Destinations For Medical Tourism

Posted on 14 April 2010 in Uncategorized by admin

Costa Rica is fast becoming a main destination for medical tourism, as foreigners seek out professional medical attention at a price lower than in their country of origin. The list of services sought out include elective procedures, as well as specialized surgeries.

Read the rest of this entry »

Medical Tourism leads the way in Thailand, India and Singapore

Posted on 28 March 2009 in Uncategorized by admin

Medical Solution
MMedical Solution
www.mmediicalsolution.com

Medical tourism is a cash-rich industry. In Asia alone, studies have shown that some $390 billion are spent annually for health care. Most of this, finds its way into Thailand, India and Singapore, countries which currently lead the way in this field.

Can you imagine if the Philippines can just bite off a 10-percent chunk of this total budget? And that is just for medical tourism, not including the plain pleasure seekers, the bargain hunters, and the sightseers.

Medical tourism consists of medical care, health and wellness, traditional and alternative health care such as acupuncture, herbal medicine, virgin coconut oil, organic food, neutraceuticals and long-term tourism and international retirement health zones where foreign patients can recuperate, rehabilitate and retire. To complete the picture, the components of tourism and shopping have been added to increase the choices of tourists and bring in more.

Among the services that the country offers to foreigners are elective procedures such as cosmetic surgery, liposuction and dental surgery, and life-saving procedures such as coronary bypass surgery, kidney transplants and cancer treatment.

As testimony to the country’s advantages in medical tourism, a general checkup in the United States costs $5,000 while it will cost only the equivalent of $500 in the Philippines. Coronary bypass surgery, which clocks up $50,000 in the United States, will cost only $25,000 locally. And while kidney transplants can reach up to $150,000 abroad, it will only cost $25,000 here.

Even if the plane fare is added, trip to resort and a $100 gift certificate to add to their shopping money after they recover, the Philippine rate will still come out so much cheaper than having the surgeries abroad.

Cost is not only the country’s competitive advantage. The Philippines is also blessed with well-trained and highly skilled medical practitioners that are fluent in English and have received postgraduate training in the developed countries. Nurses and paramedical staff are also one of the best, as attested by the strong demand for their services and skills in foreign countries.

Besides competence, they are also known for their compassion, a key ingredient in caring for patients.

When the patients recuperate from the medical procedures that they came for, the variety of the country’s tourism offerings is also seen as a key advantage to luring medical tourism.

For sure, there will be the staple and indispensable aqua and beach tourism in Cebu, Palawan, Albay, Camiguin, Bohol, Boracay and of course Eastern Visayas. But the country also will offer historical, heritage and cultural tourism in places such as Leyte in Eastern Visayas, Vigan in Ilocos, the Banawe Rice Terraces, Fort Santiago and Intramuros, and the many interesting sites and activities in every province.

And don’t forget the great